As winter approaches, it is crucial for small businesses to prepare for the challenges the season’s weather brings. Whether it’s potential property damage or changes in customer behavior, winter can significantly impact a company’s operations. This article provides 10 tips for effectively winterizing a small business. [Read more…]
For many families across the United States, Thanksgiving dinner is one of the year’s most memorable moments. However, while this holiday meal can be an integral part of a wonderful family celebration, you must also take certain precautions to ensure everyone’s safety. [Read more…]
Vehicle crashes into buildings can result in severe property damage, which can lead to expensive repairs and business interruptions. In a worst-case scenario, such accidents can cause injuries or even fatalities. As a business owner, it is crucial to take proactive measures to protect your property from these incidents. This article aims to help you understand how to evaluate the risk of vehicle accidents to your property, implement protective measures, ensure regular maintenance and testing of barriers, and educate and train occupants to safeguard your business. [Read more…]
Companies in the business of storing customer vehicles need to be protected. For example, truck drivers who are called to tow cars in the middle of the night frequently must store the cars in their shops for the night. If a few hours later, someone breaks into the shop and vandalizes the customer’s vehicle, the driver can be held liable. [Read more…]
The risks an auto dealership faces are wide, varied and complex. When it comes to managing these risks you can’t wait for something to happen before you develop a response. Enterprise risk management (ERM) is an integrated approach to understanding and managing an organization’s risks. Through ERM you can establish a plan that reduces risk and responds to incidents as they arise. [Read more…]
A growing number of Gen Z teens are putting off obtaining their driver’s licenses, and when they do hit the road, they tend to drive less compared to previous generations such as Baby Boomers and Gen Xers. [Read more…]
Power surges, which are sudden spikes in electrical voltage, can wreak havoc on business equipment and systems. While they may seem like minor inconveniences, power surges can have a significant impact on a business’s bottom line. This article explores the dangers of power surges, effective strategies to shield businesses from their effects and the crucial role of insurance in safeguarding their assets. [Read more…]
Your livelihood is dependent on the survival of your business, so it is imperative that you protect it against any potential threat—big or small. For instance, a fire could destroy your business’s warehouse and the contents inside, or a burst frozen pipe could damage important documents and valuable papers. Worse, you could have trouble paying your employees during a loss because your funds are devoted to repairing damage. [Read more…]
Motor carriers have responsibilities and steps they should follow when one of their drivers is involved in a motor vehicle accident. The following steps are to help guide a motor carrier when that situation occurs: [Read more…]
Do you really understand the weather forecasts? Whether you’re a resident in a coastal region or seeking to enhance your weather literacy, it’s crucial to understand the various tropical watches and warnings designed to help you make informed decisions and stay safe when facing the unpredictable forces of nature. [Read more…]
